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Chartered Professional Accountants · British Columbia

Your trust reports, prepared by the people who used to audit them.

When an auditor reviews your file, you want someone who’s been on both sides. EverPeak’s partners learned compliance from inside the BC Financial Services Authority — reviewing brokerage files, conducting audits, and enforcing the standards your business is held to. We prepare your reports the way a regulator expects to see them.

What we do

  • Accounting

    Accurate financial records and reporting that support your business decisions and regulatory compliance.

  • Compliance

    We make sure your business meets regulatory requirements and stays onside with the governing authorities.

  • Advisory

    We optimize your financial systems, reduce risk, and prepare you for future regulatory change.

Built for businesses a regulator watches.

EverPeak works exclusively with regulated businesses in British Columbia. Our services are designed around the compliance obligations and financial reporting requirements your industry faces — not adapted from a general accounting practice.

  1. Real estate brokerages

    Organizations responsible for managing trust accounts and meeting BCFSA and provincial regulatory requirements.

    • Trust account audits
    • Financial statements & reporting
    • FINTRAC & RESA regulatory compliance
    • CRA audit assistance
  2. Mortgage brokerages

    Mortgage firms facing evolving regulatory requirements and financial reporting obligations.

    New regulations are coming Fall 2026. We can help your brokerage get ahead of them.

    • Compliance readiness & preparation
    • Trust account audits
    • Financial reporting
    • FINTRAC & RESA regulatory compliance
  3. Strata corporations

    Strata councils responsible for financial reporting, governance, and independent oversight.

    • Financial statements & reporting
    • Corporate tax filings
    • Independent financial oversight

Not sure where you fit? If your business has regulatory compliance obligations in BC, we can help.

Get in Touch

Helping your business stay compliant, confident, and always audit-ready.

Every service EverPeak offers is built around the compliance obligations of regulated brokerages in BC. Whether you need financial reporting, an independent audit, or ongoing advisory support, we have the expertise you need.

Book a Free Consultation →

Accounting

Core financial reporting and tax services that support business operations and regulatory compliance.

  • Financial Statements — Compilation & Review Engagements
  • Corporate Tax Returns
  • Trust Audits
  • CRA & Regulatory Audit Assistance

Accurate records. Clean reporting. Always ready.

Compliance

Independent oversight and regulatory services for industries with strict financial and reporting requirements.

  • Trust Account Compliance
  • Fractional Compliance Officer Services
  • FINTRAC Independent Audits
  • File Reviews for Real Estate, Mortgage & Strata
  • Compliance Readiness Consulting
  • Process & Procedure Compliance Reviews

Compliant today. Ready for whatever comes next.

The 2026 Mortgage Broker Service Act is approaching. We can help your brokerage identify gaps and build a compliance plan before enforcement begins.

Advisory

Operational and consulting support that helps your organization strengthen financial processes and internal systems.

  • Internal Control Consulting
  • Fractional Controller Services
  • Process & Procedure Effectiveness Reviews

Better systems. Lower risk. Prepared for what's next.

What happens when you reach out

  1. We talk

    A short call with Ivy or Janelle. You describe your situation; we tell you honestly whether and how we can help. No charge for the conversation.

  2. You get a plan

    A fixed scope in writing: what we'll do, what we need from you, what it costs, and when it will be done.

  3. We handle it

    We do the work, deal with the regulator's requirements, and keep you posted in plain English. You get your time back.

Dates worth knowing

  • Real estate brokerages

    BCFSA accountant's report

    120 days after fiscal year end

  • Mortgage brokerages

    2026 Mortgage Broker Service Act

    New compliance obligations — enforcement approaching

  • Corporations & strata

    CRA T2 return

    6 months after year end; balances owing sooner

Your exact dates depend on your year-end and registration. Ask us, and we’ll map yours.

We know the rules. So you can focus on your business.

EverPeak is a compliance-focused accounting firm built specifically for real estate and mortgage professionals in British Columbia’s regulated environment. We help you build a business that’s protected, organized, and always audit-ready.

Specialized, not general
Every service we offer is built around the compliance needs of regulated brokerages — not adapted from a general accounting template.
Direct BCFSA experience
Our team brings senior-level experience from inside the BC Financial Services Authority. We understand regulatory expectations from the inside.
Clear, responsive communication
We communicate in plain language, respond promptly, and explain what the rules mean for your specific business — no jargon.
Built for the long term
Trust account audits and compliance reviews are ongoing responsibilities. We build long-term relationships so your firm is always prepared.

Meet the team

Ivy Cao, Founder and Partner at EverPeak

Ivy Cao

Founder & Partner

With over fifteen years of experience in regulatory compliance and financial auditing — including extensive senior auditor work with the BC Financial Services Authority — Ivy brings deep expertise in the regulatory frameworks that govern real estate and mortgage businesses in BC.

Work with Ivy
Janelle, Partner at EverPeak

Janelle

Partner

With an extensive background as Director of Finance at the BC Financial Services Authority, Janelle delivers strategic financial guidance, robust cash flow management, and actionable insights — giving brokerage clients the expertise they need to scale with confidence.

Work with Janelle

Let’s talk about your business compliance needs.

Whether you’re preparing for an audit, navigating a regulatory change, or looking for a more specialized accounting partner, we’re here to help. Answer three quick questions and we’ll come back with a personalized route.

info@everpeak.ca

Unit 210 – 233 West 1st Street

North Vancouver, British Columbia

Step 1 of 4

Question 1 of 3

What brings you to EverPeak today?

Not ready to connect yet?

Download our free 2026 Mortgage Brokerage Compliance Checklist — a practical resource to help your team prepare for upcoming regulatory changes before enforcement begins.

Frequently asked questions

Real estate brokerages, mortgage brokerages, and strata corporations across British Columbia. Our services are designed for businesses with regulatory and compliance obligations that go beyond standard accounting.

We reply within one business day.

Both. Some clients come to us for a single trust audit or filing; others work with us on an ongoing basis. We'll recommend what fits your situation.

Absolutely. Reach out and we'll talk through your brokerage's obligations and recommend the services that make sense for your business.